reddragdiva: (Default)
[personal profile] reddragdiva

[livejournal.com profile] redcountess and I are giving thought to getting a car. See her post. Not for work, but for lifestyle. Your comments related to car purchase and ownership in the UK, please.

Edit: When I say 'lifestyle,' I mean things such as Liz's health - on bad days, her legs are sufficiently nonfunctional that she can't get down the steps in the tube station. A car would enhance her life (and hence mine) significantly, even if it's just me driving. The money is the catch, of course.

I'd advise against it

Date: 2003-12-10 04:02 pm (UTC)
From: [identity profile] loosechanj.livejournal.com
Y'all drive on the wrong side of the road ya know.

(no subject)

Date: 2003-12-10 04:11 pm (UTC)
From: [identity profile] silverfiligree.livejournal.com
You might have to take a theory test as well as the practical. I'm sure the DVLA site can tell you more. I found it really easy, but I've lived here all my life - you would need to study the Highway Code a bit.

With fabulous bad timing I recently donated all my driving theory books to the charity shop, so I can't pass them on :(

(no subject)

Date: 2003-12-10 04:39 pm (UTC)
From: [identity profile] serpentstar.livejournal.com
It's always worth doing the sums and figuring out how much you really need the car.

If neither of you would use it on a daily basis for work, chances are pretty good that after you take everything into account it's cheaper to use a combination of public transport, taxis, and hire cars -- especially if London-based.

Bear in mind too that hire cars are usually fast and new, and that you don't have to worry about maintaining them, MOTing them, insuring them or paying for year-round parking. . .

(no subject)

Date: 2003-12-11 02:03 am (UTC)
juliet: (Default)
From: [personal profile] juliet
What he said. Especially since you'd be paying for Travelcards (or whatever) for work anyway, so it'd be more or less entirely "extra" cost. The mileage-point at which it becomes sensible to get a car rather than using hire cars/taxis is surprisingly high, in London (sadly cannot find figures atm).

(no subject)

Date: 2003-12-10 04:47 pm (UTC)
From: [identity profile] flavius-m.livejournal.com
i mentioned this in comment to her post (and discovered too late that a few other ppl had already mentioned) but it's worth repeating: the main thing is not the cost of the car or the driving lessons but the insurance. You can get a reasonable runner for much less than a thousand quid but insurance as a new driver in london may easily be that much, although it si worth the while to ask around _a lot_ as this varies from company to company -and haggling seems to work with them, to an extent, from my experience

(no subject)

Date: 2003-12-11 09:27 am (UTC)
From: [identity profile] inulro.livejournal.com
Being old more or less cancels out being a new driver as far as at least some insurance companies are concerned. It did for me, anyway.

(no subject)

Date: 2003-12-10 05:01 pm (UTC)
vampwillow: (vampMap)
From: [personal profile] vampwillow
When I moved from two wheels to four wheels some years ago (about 16 iirc) I remember reading an article about the economics of owning and running a car in London.

Your Costs:
  • the car itself (plus interest and depreciation)
  • fuel (ooh ... prices are up again)
  • servicing, minor damage repairs, other running costs
  • insurance (which in London is a biggie)
  • car tax (only goes up)
  • parking costs (at home, whever you are going to, congestion charge)
  • toll charges (this is a newie, but the M6toll opened this week and there may be others one day and/or road charging)

    The Benefits:
  • comparative comfort (compared to bus/tube anyway)
  • privacy (likewise)
  • availablility (scheduled for when *you* want to go)
  • kudos, etc. (if it is a nice-looking car)

    The article basically made the case well that to run a car in London is very rarely cost-effective. If you were to use taxis everywhere instead and hired a car for the rare occasions you needed a vehicle for a week oyu would save money on the cost of running one yourself. This is - in a nuthshell - the theory behind the car clubs being set up (a local neighbourhood shares a number of cars which are centrally maintained, etc. and parked very close by which are rented by the hour at a cheaper rate than Budget or Hertz or whoever would do so)

    Every year when the insurance estimate arrives I realise that to get rid of the car and use an annual travelcard plus taxis and the occasional hire car would indeed be more cost-effective. But then I keep the damn thing because I love my car ...

    YMMV of course ...
  • (no subject)

    Date: 2003-12-10 05:18 pm (UTC)
    From: [identity profile] clanwilliam.livejournal.com
    But your theory doesn't take into account the time saved in having a car (yes, really, I live 300 yards away from the congestion zone).

    I originally bought a car because of a) the cost of train fares for two people down to Bath at the weekend and b) the lack of transport in the outlying countryside that meant that we couldn't get out to see friends without having another person collect us and deliver us there. With my first car, the amortised cost of the car, with its low fuel running costs, meant that it was roughly the same or slightly less for us to travel down to Bath with the regularity that we managed and also gave us the freedom to go and visit friends in the are who were not served by public transport.

    Then I bought a horse. I recently took part in a TfL survey on cycling. When explaining my car use, I pointed out that for an essential journey (since I *do* need to see her to check on her health since it's up to me to call the vet if she's ill, (the horse is no longer a luxury, instead, due to what the horse has done for me, the horse is as strong a commitment as any family pet and possibly stronger), I had the option between half-an-hour's drive or a two-hour trip by public transport and shank's mare, that included three miles of walking. (And this isn't an guess, this is an accurate portrayal of trying to reach Epping Forest from Shoreditch at *any* time of the year.)

    There was silence at the other end of the line followed by a "yes, I can see what you mean". Mind you, I also freaked him by saying that the number one reason I wasn't back riding my bike regularly as needed was "other cyclists who don't know the rules of the road".

    (no subject)

    Date: 2003-12-10 05:32 pm (UTC)
    vampwillow: overhead picture of the city of London (london)
    From: [personal profile] vampwillow
    well, it wasn't *my* theory ... iirc it was the AA ... but most of it does hold true.

    In my own case I really cannot justify keeping a car whilst living in central London. Although all travelling in town would be easier and faster using the tube / buses / occasional taxi, and my regular journey to Doncaster could be done by car, my visit to see my mum every 10-14 days would take some three plus hours each way by public transport but only 25mins by my car. It would, however be much cheaper and easier to join a car club (indeed, one is setting up very near me)

    I think, for me, the more likely scenario is that I return to two (powered) wheels at some point ...

    (no subject)

    Date: 2003-12-10 05:33 pm (UTC)
    vampwillow: (Default)
    From: [personal profile] vampwillow
    oops ... "my regular journey to Doncaster could be done by car" should have read "my regular journey to Doncaster could be done by *train*" of course!

    (no subject)

    Date: 2003-12-10 05:42 pm (UTC)
    From: [identity profile] clanwilliam.livejournal.com
    Whereas I can. And I can do so successfully in the face of my other half who refuses to learn to drive and disapproves severely of non-essential car ownership. I still disapprove of general car ownership in London - I genuinely am one of the few people who has a specific need for her car that means it doesn't get used much beyond that. To the extent, that if I go shopping, I usually do it by public transport (or taxi, if it's a big load) unless the place that I am shopping in is on a direct route from the stables or less than a 1 mile detour - and even then, the detour happens for more specialised shopping, as opposed to standard supermarket shopping.

    (no subject)

    Date: 2003-12-10 07:36 pm (UTC)
    From: [identity profile] damerell.livejournal.com
    This seems faintly absurd. The boneheads on bikes - who are certainly out there - are in charge of perhaps 200lbs moving at 15-20mph. The equally boneheaded boneheads in cars are in charge of one or two tons of metal moving at up to 70mph in the unlikely event that they obey the law. I myself am a little more concerned about the motorists who don't know the rules of the road.

    (no subject)

    Date: 2003-12-11 04:33 am (UTC)
    From: [identity profile] clanwilliam.livejournal.com
    But when the boneheads on bikes act in such a way that endangers you and suffer no penalties for this, then yes, other cyclists are a bigger deterrent to me than motorists. Motorists may have the potential to do more damage - the bad cycling of other cyclists has endangered me in the past since their behaviour pisses off other road users so much that a cyclist cannot depend on courtesy from a driver any more. (Tube strike days were the worst.)

    (no subject)

    Date: 2003-12-11 05:18 am (UTC)
    From: [identity profile] damerell.livejournal.com
    when the boneheads on bikes act in such a way that endangers you and suffer no penalties for this

    As opposed to the boneheads in cars, who act in such a way as to endanger me - typically far more, in light of their greater speed and mass - who might suffer penalties if I could gather up several witnesses and the Police didn't just ignore it, which they always do.

    As far as I can see the only difference here is the speed, mass, and greater number of motorists; and the fact that, as a consequence of the speed, I am typically faster than a boneheaded cyclist and as a result have far more control over any approach.

    As long as the law continues to send the message that even deliberate assaults with motor vehicles on cyclists are not serious crimes, as in the Baxter case, I can't see that this situation will change.

    a cyclist cannot depend on courtesy from a driver any more

    This has never been the case, as can be easily seen from old editions of the CTC magazine. Practically the first act of the motoring lobby was to have rear lights made mandatory - that doesn't seem so bad, but the underlying rationale was a shift in responsibility away from the fast-moving vehicle at night (not to outspeed its headlights) to the slow-moving vehicle being overtaken.

    (no subject)

    Date: 2003-12-11 05:28 am (UTC)
    From: [identity profile] clanwilliam.livejournal.com
    I do agree with you on this, but in my time cycling in central London, I have been endangered by other cyclists and pedestrians far more than I have by motorists, who just don't have the road space to manoeuvre correctly. Yes, I can get away from boneheads too, but in a space where you are obliged to stop for traffic lights, then the boneheads get in front of you, block all traffic and leave others in a far more dangerous position because they don't think of themselves as being part of the traffic overall. But then, in my experience in London, black cab drivers are the most courteous, which I know is not the experience of most people.

    (no subject)

    Date: 2003-12-11 05:41 am (UTC)
    From: [identity profile] damerell.livejournal.com
    I think your perception of endangerment may be odd; it certainly doesn't match up with accident figures. In particular, the number of cyclists killed in cyclist/cyclist and ped/cyclist collisions is almost zero; the same cannot be said of cyclist/car collisions.

    I often find peds and cyclists annoying in London, but that's not the same as dangerous; for example, a ped who staggers blindly off the pavement is irritating, but evasion is easy enough if one doesn't ride in the gutter. Couriers can be pretty maddening, but in practice they can handle overtaking well enough; and there aren't _that_ many people on what we used to call "foreign language student specials" (falling apart), because they tend to ride on the pavement - which is irresponsible of them, but gets them out the way.

    Boneheads who run reds, I find, are equally annoying whatever their mode of transport - but once again I suspect the ones on bikes are primarily risking their own lives. This is why I don't have a problem with motorcyclists; on my daily commute (not in London) I see plenty of them risking their own lives, but never mine.

    Hello from another horsewoman

    Date: 2003-12-11 02:49 pm (UTC)
    From: [identity profile] kekhmet.livejournal.com
    was doing one of those "fill up a bit of time reading a friend's friends list" things and saw your comment. I'm seriously looking at moving to the UK from the US in the coming year with the London area a likely destination. (Might end up somewhere else - much depends on where I find a job, and if indeed I do at all). If I do manage to make it I *will* be shipping my horse over as well - for reasons I suspect from what you say about your own horse you would completely understand. Thus I may sometime in 2004 want to pick your brains about the realities of keeping a horse in the Greater London area, if you wouldn't mind?

    Meg

    (ps - for the curious...connection == me->[livejournal.com profile] childeric->[livejournal.com profile] reddragdiva (who I think I was introduced to briefly at [livejournal.com profile] mircea's going away thing at the Vaults back in June))

    Re: Hello from another horsewoman

    Date: 2003-12-12 02:44 am (UTC)
    From: [identity profile] clanwilliam.livejournal.com
    Sure, drop me a line. The email address is on my user info!

    (no subject)

    Date: 2003-12-10 07:37 pm (UTC)
    From: [identity profile] damerell.livejournal.com
    I thought you two were broke?

    A car makes all other things save house-buying pale into insignificance as a mechanism for spending money; not to mention that it's quite antisocial.

    (no subject)

    Date: 2003-12-11 05:23 am (UTC)
    From: [identity profile] damerell.livejournal.com
    Hm, yes, you do have rather more justification than most; but nevertheless I can't see how you can possibly afford it. As other have said, check out insurance costs alone for a driver in London.

    The Grauniad reckon that an average family car costs L4,000 a year. You'd do better than that, but still...

    (no subject)

    Date: 2003-12-11 05:39 am (UTC)
    redcountess: (Default)
    From: [personal profile] redcountess
    we've been offered debt consolidation by our bank, we were just wondering if it would be feasible to ask for a bit extra for a car, but insurance appears to be the biggest drawback.

    (no subject)

    Date: 2003-12-11 05:42 am (UTC)
    From: [identity profile] damerell.livejournal.com
    If I can be Captain Obvious; that is money that you _have not got_.

    I've made the debt consolidation->more debt mistake myself.

    (no subject)

    Date: 2003-12-11 05:53 am (UTC)
    redcountess: (Default)
    From: [personal profile] redcountess
    yeah, so have I :-(

    (no subject)

    Date: 2003-12-11 02:19 am (UTC)
    From: [identity profile] bfo.livejournal.com
    I have a car in London, but to be honest it's only really used for going shopping and getting out of London at weekends. I wouldn't do without it as it would seriously damage my hobby and social life if I didn't have it (it's had to get lots of rocket kit to a field in the middle of nowhere using public transport)

    Breakdown of my costs:
    Insurance: 600-700 (S reg car, license for 10 years, 5 years no claims discount, living in Zone 2)
    Tax:125
    MOT:30 (assuming nothing needs done)
    Parking outside my house:50

    Total approx 800-900 pounds not including any maintenance or petrol

    that money would buy an awful lot of train journeys, but if you do intend on going away often or going to places not easily accesible by public transport it's the only real way.

    On saying all that, I'm not giving up my car ever

    (no subject)

    Date: 2003-12-11 03:17 am (UTC)
    From: [identity profile] compilerbitch.livejournal.com
    I have had arthritis problems myself. Thankfully, now that I have found that they are triggered by an allergy, there isn't the problem that I once had. However, if I'm exposed to a cat, or it seems even just someone who has recently handled a cat, I can end up hobbling around for up to a week. My car is something of a lifeline, in effect -- if my legs are bad, I can't really walk all that far, but driving is generally OK. When my arthritis was really bad over the summer, public transport just wasn't a doable thing. I just couldn't handle even something like walking from the train to the tube at King's Cross.

    PS: Arthritis may be a misnomer, it seems. I tested negative for all testable-for varieties of the disease, even though I showed the symptoms.

    (no subject)

    Date: 2003-12-11 05:50 am (UTC)
    redcountess: (Default)
    From: [personal profile] redcountess
    There is a train of thought that arthritis is an allergy though. I really wish I hadn't let my Australian licence expire, because I could have just exchanged it for a full licence here and got advance driving lessons, rather than starting again on my Ls :-/

    (no subject)

    Date: 2003-12-11 09:30 am (UTC)
    From: [identity profile] inulro.livejournal.com
    Yeah, I have all the symptoms and many of the secondary symptoms but no arthritis. I've been reliably informed I'll have it before I'm 40 though.

    (no subject)

    Date: 2003-12-11 10:03 am (UTC)
    From: [identity profile] compilerbitch.livejournal.com
    I just count myself lucky that I know what triggers it. I'm still limping today after having sat next to a cat owner on Saturday at [livejournal.com profile] doseybat's party for just one hour. It is a major pain (pun intended) at times!

    (no subject)

    Date: 2003-12-11 04:57 am (UTC)
    From: [identity profile] leunnammi.livejournal.com
    first years insurance in london £1500, ok I'm a young driver with a big engine, but get the insurance quote before buying, some small cars have disproportionate insurance costs. Also in some small cars eg micra, the front seat bearly goes back far enough for me, dad bought his volvo 340 because it was the only car he could sit in with his hat on.

    (no subject)

    Date: 2003-12-11 05:34 am (UTC)
    From: [identity profile] allezbleu.livejournal.com
    mondeo -= wot ive got
    cheap to buy - 800 quid for a 1994-1885 reg
    if you get a 1.6 theyre good at fuel ecomomy
    very spacious.
    cheap to fix
    really good on motorways
    they look quite modern
    they have lots of whistles and bells in em usually.

    (no subject)

    Date: 2003-12-11 05:51 am (UTC)
    redcountess: (Default)
    From: [personal profile] redcountess
    What's the insurance like though? Is it insured for your old 'Nam address or here in London?

    (no subject)

    Date: 2003-12-11 09:17 am (UTC)
    From: [identity profile] wintrmute.livejournal.com
    Things to note:
    You can swap your Aussie license for a UK license for 29 quid. That's a LOT cheaper than going thru all the driving lesssons/tests malarky.
    On the other hand, you lose your aussie license, and let's face it, they're a damn sight prettier.

    I now have dual driving licenses, on the theory that i have one as backup, or badly need to play the 'lost tourist' card.


    Insurance is the biggest cost here. Seriously, it's massive.
    Road tax, however, is lower than aussie standards. My Honda is 30 quid a year, but i suspect it's about 5x that much for a small car.


    Insurance over here has strange ideas about what constitutes a 'powerful' car. a 1600cc engine in a four-door sedan is medium, and 2+ litres is (ahem) huge. Engine sizes affect tax and insurance. Keep this in mind when purchasing.


    Cars work a lot harder in London; just because a toyota/subaru should do 300,000 kms in Australia, doesn't mean that it'll last anywhere near that in London.


    The MOT here is moderately strict - but actual enforcement is, like most things here, patchy at best. You can probably find a garage that will ignore your problems if they're not too major.
    However, try to avoid buying a car that has it's MOT due v.soon, as this may indicate there's something troublesome.


    Grey imports from outside the UK are quite common; however they incur higher insurance premiums. (Found that out the hard way.)


    If you want someone who's moderately mechanically minded to check out a potential car, give me a call.

    Good luck.